Terms of Service for omgemoji.fun

Last updated: May 15, 2025

Welcome to omgemoji.fun! These Terms of Service ("Terms") govern your access to and use of our website located at https://omgemoji.fun ("Site") and any related services we provide (collectively, the "Services"). Please read these Terms carefully before using our Site.

By accessing or using omgemoji.fun, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

✅ 1. Acceptance of Terms

By using our Site, you acknowledge that you have read, understood, and agree to comply with all the terms, conditions, policies, and notices contained or referenced herein.

If you do not agree to these Terms, you may not access or use the Services.

👥 2. Eligibility

You must be at least 13 years old (or the minimum legal age in your jurisdiction) to use omgemoji.fun. By using the Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

🛠️ 3. Description of Services

omgemoji.fun provides an online platform offering financial tools, including but not limited to an EMI calculator, educational content, and related resources to help users understand and plan their loan repayments.

These tools are provided for informational and educational purposes only and are not intended as financial advice or a substitute for professional consultation.

📲 4. Use of the Site

👮‍♂️ 4.1 User Conduct

You agree to use the Services only for lawful purposes and in a manner consistent with all applicable laws and regulations. You must not:

Use the Site in any way that could damage, disable, or impair the Site or interfere with any other party’s use.
Attempt to gain unauthorized access to any part of the Site or other accounts, computer systems, or networks connected to the Site.
Use automated systems (e.g., bots or scripts) to access or manipulate the Site without our prior written consent.
Submit any content that is unlawful, harmful, abusive, defamatory, obscene, or otherwise objectionable.
Collect or store personal data about other users without their consent.

📝 4.2 Account Registration

Some features on omgemoji.fun may require you to register an account. You agree to provide accurate, current, and complete information during registration and keep your account credentials confidential. You are responsible for all activities under your account.

We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent or abusive activities.

📚 5. Intellectual Property

©️ 5.1 Ownership

All content, trademarks, logos, designs, text, graphics, software, and other materials on omgemoji.fun are the property of omgemoji.fun or its licensors and are protected by copyright, trademark, and other intellectual property laws.

🔒 5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes in accordance with these Terms.

You may not:

Copy, reproduce, distribute, or create derivative works from any content on the Site without express written permission.
Use any content for commercial purposes.
Remove, alter, or obscure any copyright, trademark, or other proprietary rights notices.

⚠️ 6. Disclaimer of Warranties

The Services are provided “as is” and “as available” without warranties of any kind, either express or implied.

omgemoji.fun does not guarantee:

That the Site will be uninterrupted, secure, or error-free.
The accuracy, completeness, or reliability of any information, content, or tools on the Site.
That the Services will meet your specific requirements.

You acknowledge that using the Site is at your sole risk. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

🚫 7. Limitation of Liability

To the fullest extent permitted by law, omgemoji.fun and its affiliates, officers, directors, employees, agents, or licensors shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including but not limited to loss of profits, data, or goodwill, arising out of or related to your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising out of or relating to these Terms or your use of the Site shall not exceed the amount paid, if any, by you to omgemoji.fun in the past six months.

🤝 8. Indemnification

You agree to indemnify, defend, and hold harmless omgemoji.fun and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:

Your violation of these Terms.
Your use of the Site or Services.
Your violation of any law or the rights of any third party.

🔐 9. Privacy

Your use of the Site is also governed by our Privacy Policy. By using the Site, you consent to our collection and use of your information as described in the Privacy Policy.

🌐 10. Third-Party Links and Services

Our Site may contain links to third-party websites, services, or advertisements that are not owned or controlled by omgemoji.fun.

We do not endorse or assume responsibility for any third-party content, products, services, or privacy practices. Accessing such links is at your own risk.

❌ 11. Termination

We reserve the right to suspend or terminate your access to the Site and Services at any time, without notice or liability, for any reason, including but not limited to:

Violation of these Terms.
Requests from law enforcement or other government agencies.
Technical or security issues.
Discontinuation of the Services or the Site.

Upon termination, your right to use the Services will immediately cease.

🔄 12. Changes to Terms

omgemoji.fun may update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting on the Site.

Your continued use of the Services after changes constitutes your acceptance of the updated Terms. We encourage you to review this page regularly.

⚖️ 13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the jurisdiction where omgemoji.fun operates, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts located in that jurisdiction.

💡 14. Disclaimer: Financial Advice

The content, tools, and information provided on omgemoji.fun are for informational purposes only and do not constitute professional financial advice.

You should consult a qualified financial advisor, lender, or other professional before making any financial decisions based on the information provided here.

✍️ 15. User-Generated Content

If you submit comments, feedback, or other content to omgemoji.fun, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, publish, translate, create derivative works from, distribute, and display such content in any media.

You represent that you own or have the necessary rights to submit such content and that it does not infringe on any third party’s rights.

🚫 16. Disclaimer of Endorsement

References to any products, services, or third-party sites do not constitute an endorsement or recommendation by omgemoji.fun. We are not responsible for the content or accuracy of any linked sites.

📑 17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on omgemoji.fun, constitute the entire agreement between you and omgemoji.fun regarding your use of the Site.

📞 18. Contact Information

If you have questions about these Terms, please contact us at:

Email: support@omgemoji.fun
Website: https://omgemoji.fun/contact

Thank you for choosing omgemoji.fun. We look forward to helping you plan your finances confidently and easily!